Merchant services · Since 2002

Payment processing is complicated.
We make it simple.

For over two decades, E-Payment Solutions has helped businesses lower processing costs, choose the right technology, and get the support they deserve — from real people who answer the phone.

Call the Office See What We Do

Locally owned in Mt. Juliet, TN · serving businesses nationwide · registered ISO/MSP of Fifth Third Bank

Good service shouldn't be hard to find.

E-Payment Solutions was founded in 2002 because the payment industry had plenty of processors, but not enough service. More than two decades later, that hasn't changed. We believe in straightforward pricing, honest answers and being there when our merchants need us.

Since 2002serving businesses
Decadesof payment expertise
Real people.Real support.
★★★★★
"The staff of E-Payment Solutions are always nice, friendly and more than willing to help with questions, concerns and needs. They have handled our merchant accounts since 2005 and we would not consider moving to another company. Great people, great products and very competitive rates. Top notch company and top notch staff!"
PrivateMD LabsGoogle review
What we do

Every way your customers pay, handled by one local company.

We set up the account, install the equipment, train your staff and stay available after — one call, no ticket queues. You work with an industry expert who knows your business, not a 1-800 number.

★★★★★
"Marc's customer service is unmatched. In a marketplace where so many of the big providers box you into 1-800/offshore service, it's refreshing to have an industry expert that's so consultative and responsive!"
Jonathan PetersGoogle review
  • Debit & credit card processing — retail, restaurant, e-commerce, phone order and B2B
  • POS systems & terminals from Clover, Dejavoo, Valor, Table Needs and more
  • Flexible pricing programs — interchange plus, surcharge, dual pricing
  • Gift card and loyalty programs
  • ATM sales, installation and service
  • Business loans and financing — unsecured, approved in days
  • Consignment sale payment solutions — exclusive software & technology integrations
  • Convenience stores & pay at the pump
  • Check conversion and ACH processing
Products & Technology

The right technology, from partners we trust.

From countertop terminals to full point-of-sale systems, we match your business with the right equipment — then install it, program it and support it. Explore the product families from each of our technology partners.

POS & Terminals

Clover

The best-known name in modern point of sale — sleek countertop, mini and handheld devices with an app market that grows with your business.

Explore Clover equipment →
Terminals

Dejavoo

Dependable countertop, wireless and PIN pad terminals — a workhorse lineup for retail counters and restaurants.

Explore Dejavoo equipment →
POS

Table Needs POS

A point of sale built for food trucks, coffee shops and quick-service restaurants — fast checkout, simple menus, easy for staff to learn.

Explore Table Needs →
Smart Terminals

Valor

Modern smart terminals and cloud-based payment technology with strong reporting and virtual terminal options.

Explore Valor equipment →
Processing Partner

Elavon

A global processing partner powering secure, reliable payment acceptance across virtually every industry.

Explore Elavon solutions →
Processing & POS

Electronic Payments

A full-service processing and POS technology partner with a wide range of terminals and gateway solutions.

Explore Electronic Payments →

Not sure what fits your business? Call us at 615-902-0300 — we'll help you narrow it down.

Pricing Programs

Choose how you pay for payment processing.

Different businesses accept payments in different ways — so we offer several pricing programs and help you understand each one before you choose.

Traditional Interchange Plus

Transparent cost-plus pricing where the merchant pays the processing costs. A good fit for businesses that want to see the actual card costs and exactly what we are charging above them.

Surcharge

A compliant surcharge program that allows eligible businesses to add a fee to qualifying credit card transactions to help offset processing costs.

Cash Discount / Dual Pricing

A program that allows businesses to offer different cash and card pricing and reduce the amount of processing expense they absorb.

Administrative / Service Fee Programs

For eligible businesses where a properly structured fee program makes sense, we can help design a solution around how that business accepts payments.

There's no one-size-fits-all pricing program. We'll help you understand the options, compliance requirements and costs so you can choose what makes sense for your business.

Explore Pricing Options
★★★★★
"Not only are we saving money, but fabulous customer service!"
John GGoogle review
Consignment Sale Payment Solutions

Payment processing built for the pressure of sale week.

e-Payment Solutions provides exclusive integrations with leading consignment sale software and technology, flexible terminal rental and purchase options, multiple pricing programs, and dependable support from people who understand the consignment industry.

From setup through the final checkout, we help keep equipment connected, lines moving, and sales running smoothly.

Choose the company that knows the pressure of a sale.

Let's Partner Together
Shoppers at a high-volume consignment sale

Built around how your sale operates

  • Exclusive integrations with leading consignment technology
  • Rent or purchase payment terminals
  • Flexible pricing and fee options
  • Equipment and connectivity for temporary venues
  • Backup solutions to minimize downtime
  • Support before, during, and after the sale
Why E-Payment Solutions

Founded in 2002 for one reason: better service.

The payment industry had plenty of processors. It needed one that treats merchants like neighbors.

Expertise

Decades of hands-on experience means we've seen just about every processing setup, industry and problem you can throw at us.

Integrity

100% integrity, 100% of the time. Full disclosure and competitive pricing — no buried fees, no surprises on your statement.

Real support

When something breaks at 6 pm on a Friday, you call us — and a person who knows your business answers.

★★★★★
"E-Payment Solutions is the best merchant service company I have ever dealt with in all my years in business. They are always responsive when I needed something. In a world of automative support, it's nice to be able to interact with a real person. I would never consider changing my merchant service provider again!"
J BryanGoogle review
Meet the team

Real people are behind your account.

When you call E-Payment Solutions, these are the people who pick up.

M
MarcOwner / Operating Partner
M
MorganAccounting & Operations
B
BrockMerchant Support
Meet the E-Payment Team
★★★★★

See what our customers say about E-Payment Solutions

Real reviews from real merchants, straight from our Google Business profile.

★★★★★
"Marc Potvin has been extremely helpful throughout our transition to E-Payment Solutions. He traveled from out of state to visit our locations, ensuring our staff received proper training and that everything ran smoothly. This included meeting with teams at all six of our sites. He remains readily available whenever questions or concerns arise and consistently responds to inquiries promptly."
Edith SantiagoGoogle review
★★★★★
"Dependable, knowledgeable, responsive and reliable. Just a few words that describe my experience."
Shelly DillowHabitat for Humanity of Greater Nashville · Google review
★★★★★
"E-Payment Solutions actually did save me money — but it's the extras they provide that make the difference."
Randy WilkesStation Wine & Spirits · Google review
Read Our Google Reviews
Local & proud of it

Your processor is right up the road.

E-Payment Solutions is locally owned and operated in Mt. Juliet, Tennessee — and we serve businesses nationwide. Stop by, call, or write — you'll talk to someone who knows your name.

Address2526 N Mt. Juliet Road, Mt. Juliet, TN 37122
Phone615-902-0300
Emailbrock@epayllc.com
Service areaLocally owned in Mt. Juliet · serving nationwide

Come see us, or we'll come to you

Call the office or stop in — we're happy to talk through your setup in person.

Call the Office Get Directions

Wondering if you're paying too much?

Send us a recent processing statement. We'll walk through it with you, explain what you're actually paying and show you where we may be able to help. If we can't do better, we'll tell you.

Get a Free Statement Review No pressure, no obligation — just straight answers.